SAB Microloan Saxony
Mikrodarlehen Sachsen (MKD, SAB)
EUR 5,000-30,000, up to 80% of eligible costs; currently 2% p.a. nominal; up to 6 years incl. 1 year repayment-free; no collateral. Provided by Sächsische Aufbaubank (SAB).
Key facts
- Amount
- EUR 5,000-30,000, up to 80% of eligible costs; currently 2% p.a. nominal; up to 6 years incl. 1 year repayment-free; no collateral
- Duration
- up to 6 years
- Type
- Loan
- Who receives it
- Company
- Equity
- Conditional
- Repayable
- Yes
- Stages
- Pre-revenue, Revenue, Incorporated
- Solo founders
- Yes
- Full-time required
- Unclear
- Company required
- Unclear
- University link required
- No
- Application languages
- DE
- Location
- Business activity in Saxony
Who can apply
- Founders or young firms within 5-year start-up phase (also succession, restart, >25% stake)
- 20% own contribution (cash or in-kind/own work)
- Apply via SAB Förderportal; do not start before SAB confirmation e-mail
What usually blocks applicants
- Sales agents, car dealers, petrol stations excluded
- Project started before SAB confirmation
- Company in difficulty or insolvency
- Refinancing / start-up consulting not eligible
- Vehicles for road freight transport (Straßengüterverkehr) cannot be financed
Deadline and timing
Rolling via SAB Förderportal; no deadline stated.
Frequently asked
How much does SAB Microloan Saxony pay?
EUR 5,000-30,000, up to 80% of eligible costs; currently 2% p.a. nominal; up to 6 years incl. 1 year repayment-free; no collateral
Who can apply for SAB Microloan Saxony?
Founders or young firms within 5-year start-up phase (also succession, restart, >25% stake) 20% own contribution (cash or in-kind/own work) Apply via SAB Förderportal; do not start before SAB confirmation e-mail
When is the SAB Microloan Saxony deadline?
Rolling via SAB Förderportal; no deadline stated.
Where do I apply for SAB Microloan Saxony?
On the official page: https://www.sab.sachsen.de/mikrodarlehen-mkd-. Applications are accepted in DE.
Do I have to pay back SAB Microloan Saxony or give up equity?
Yes, it is repayable. Equity terms depend on the case; check the official conditions.
Can solo founders apply for SAB Microloan Saxony?
Yes, solo founders can apply.
Sources and verification
Checked on 8 October 2026. Facts read directly from the official source. This page is orientation, not an eligibility decision.
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