Saxony digitalisation loan
Digitalisierungsdarlehen (Digi-D)
€30k–250k; up to 100% for young small firms; 1.5% (JTF) / 2.5% p.a.; up to 6 years, 1 year repayment-free; no collateral. Provided by Sächsische Aufbaubank (SAB).
Key facts
- Amount
- €30k–250k; up to 100% for young small firms; 1.5% (JTF) / 2.5% p.a.; up to 6 years, 1 year repayment-free; no collateral
- Duration
- Not fixed
- Type
- Loan
- Who receives it
- Company
- Equity
- Equity-free
- Repayable
- Yes
- Stages
- Revenue, Incorporated
- Solo founders
- Yes
- Full-time required
- No
- Company required
- No
- University link required
- No
- Application languages
- DE
- Location
- Seat/branch in Saxony
Who can apply
- KMU, Freiberufler, young companies
- External services, hardware and software for digitalising processes/business models
- Combinable with the SAB Digitalisierung grant
What usually blocks applicants
- Own personnel costs not eligible
- Digitalisation during the founding phase itself is not eligible (FAQ)
- Repayable
Why founders miss it
Pairs with the SAB digitalisation grant already in the registry for the remaining share, at very low interest and with no collateral.
Deadline and timing
Apply before project start; 2026 status not stated
Frequently asked
How much does Saxony digitalisation loan pay?
€30k–250k; up to 100% for young small firms; 1.5% (JTF) / 2.5% p.a.; up to 6 years, 1 year repayment-free; no collateral
Who can apply for Saxony digitalisation loan?
KMU, Freiberufler, young companies External services, hardware and software for digitalising processes/business models Combinable with the SAB Digitalisierung grant
When is the Saxony digitalisation loan deadline?
Apply before project start; 2026 status not stated
Where do I apply for Saxony digitalisation loan?
On the official page: https://sab.sachsen.de/en/digitalisierungsdarlehen-digi-d-. Applications are accepted in DE.
Do I have to pay back Saxony digitalisation loan or give up equity?
Yes, it is repayable. It takes no equity.
Can solo founders apply for Saxony digitalisation loan?
Yes, solo founders can apply.
Sources and verification
Checked on 8 October 2026. Facts read directly from the official source. This page is orientation, not an eligibility decision.
More funding in Saxony
- InnoStartBonus SaxonyEUR 1,050/month per founder + EUR 150/month per dependent child; up to 12 months
- ESF Plus Technology Founder Stipend SaxonyPer founder per month: EUR 1,000 (students), EUR 2,500 (graduates), EUR 3,000 (PhD); up to 12 months
- SAB Microloan SaxonyEUR 5,000-30,000, up to 80% of eligible costs; currently 2% p.a. nominal; up to 6 years incl. 1 year repayment-free; no collateral
- SAB Founding Consulting SubsidyFixed EUR 400 per consulting day (8h), 2-5 days for new start-ups (EUR 800-2,000); succession EUR 500/day up to 10 days
- Saxony Digitalisation Grant (micro firms)Up to 60% of eligible costs (+10 pts if bound by collective agreement); direct eligible costs capped at EUR 10,000, minimum EUR 5,000 costs; plus 7% flat indirect costs
- Saxon Founders' Prize2026 round: up to EUR 30,000 total split across Newcomer, Start-up and Scale-up winners (2025 round: up to EUR 60,000)