Rabo Innovation Loan
Rabo Innovatielening
EUR 25,000-200,000 as two equal subordinated loans; 10% fixed interest, 7-year term, no collateral or arrangement fee. Provided by Rabobank.
Key facts
- Amount
- EUR 25,000-200,000 as two equal subordinated loans; 10% fixed interest, 7-year term, no collateral or arrangement fee
- Duration
- 7-year loan term
- Type
- Loan
- Who receives it
- Company
- Equity
- Equity-free
- Repayable
- Yes
- Stages
- Prototype, Pre-revenue, Incorporated
- Solo founders
- No
- Full-time required
- Unclear
- Company required
- Yes
- University link required
- No
- Application languages
- NL, EN
- Location
- Existing Dutch B.V., established and active in the Netherlands
Who can apply
- Existing B.V. (not in formation), based and active in the Netherlands
- Innovation not yet on the market; no structural revenue or paying customers yet (pilot/PoC income allowed)
- Team of several founders, visible in the cap table
- Contributes to digitalisation, sustainability or vitality
- No earlier business financing from a professional financier
- Business account at Rabobank before payout
What usually blocks applicants
- Solo founders not eligible
- Needs an existing B.V.
- Annual budget is first come, first served
- 10% interest
Deadline and timing
Ongoing; regional committee meets monthly; annual budget, first come first served
Frequently asked
How much does Rabo Innovation Loan pay?
EUR 25,000-200,000 as two equal subordinated loans; 10% fixed interest, 7-year term, no collateral or arrangement fee
Who can apply for Rabo Innovation Loan?
Existing B.V. (not in formation), based and active in the Netherlands Innovation not yet on the market; no structural revenue or paying customers yet (pilot/PoC income allowed) Team of several founders, visible in the cap table Contributes to digitalisation, sustainability or vitality No earlier business financing from a professional financier Business account at Rabobank before payout
When is the Rabo Innovation Loan deadline?
Ongoing; regional committee meets monthly; annual budget, first come first served
Where do I apply for Rabo Innovation Loan?
On the official page: https://www.rabobank.nl/bedrijven/zakelijk-financieren/financieringen/rabo-innovatielening. Applications are accepted in NL, EN.
Do I have to pay back Rabo Innovation Loan or give up equity?
Yes, it is repayable. It takes no equity.
Can solo founders apply for Rabo Innovation Loan?
No, this program expects a founding team.
Sources and verification
Checked on 8 October 2026. Facts read directly from the official source. This page is orientation, not an eligibility decision.
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