Startup funding in Spain
Nationwide founder support in Spain: ENISA loans, CDTI NEOTEC, the startup-law certification, pago único and the reduced autónomo fee, with who qualifies and what usually blocks applicants.
See where your chances are high- Reduced Social Security fee for new self-employed (tarifa plana)Cuota reducida por inicio de actividad (tarifa plana)Social Security of EUR 80/month for the first 12 months as autónomo instead of the normal income-based fee (official for registrations 2023–2025; 2026 amount set by the state budget), plus 12 more months if net income stays below the minimum wage (SMI)Benefit-linked support · Spain (nationwide)
- Unemployment benefit paid out as a lump sum (pago único)Capitalización de la prestación por desempleo (pago único)Up to 100% of your remaining contributory unemployment benefit (paro), as a lump sum to invest, as monthly payments toward your Social Security fee, or both; up to 15% may go to advice and trainingBenefit-linked support · Spain (nationwide)
- ENISA participative loan for startupsPréstamo participativo ENISA – Financiación para startups y pymesUnsecured participative loan of EUR 25,000–1,500,000, up to your company's own funds; up to 7 years with up to 2 years' grace; interest in two variable tranches, 0.5% opening feeLoan · Spain (nationwide)
- NEOTEC grant for new tech companiesAyudas NEOTEC (CDTI)Up to 70% of a EUR 175k–750k tech project, max EUR 250,000; up to 85% and EUR 325,000 if you hire a PhD; up to 60% paid in advance without guaranteesGrant · Spain (nationwide)
- Certified startup status under Spain's Startup LawCertificación de empresa emergente (Ley 28/2022)No cash: free certification that unlocks 15% corporate tax (instead of 25%) for the first 4 profitable years, tax deferral without guarantees, a EUR 50k/year stock-option exemption and a 50% income-tax deduction for your investors (up to EUR 100k)Tax credit · Spain (nationwide)
Facts are checked against official sources; each program page shows the verification date and sources. Orientation, not an eligibility decision.