BBBsocial guarantee for social-impact founders
BBBsocial
Guarantee for your bank loan: up to 70% (exceptionally 80%), max. guarantee EUR 2.0m; fees 1.5% one-off plus 1.75% p.a.. Provided by BBB Bürgschaftsbank zu Berlin-Brandenburg.
Check if you qualify for BBBsocial guarantee for social-impact founders
Answer a few questions about you and your project. The co-pilot opens BBBsocial guarantee for social-impact founders for you and shows what already fits, what blocks you and what to do next.
- Concrete reasons, not a score
- Deadline and first steps
- Other programs that fit you
Key facts
- Amount
- Guarantee for your bank loan: up to 70% (exceptionally 80%), max. guarantee EUR 2.0m; fees 1.5% one-off plus 1.75% p.a.
- Duration
- up to 8 years (working capital) / 15 years (investments)
- Type
- Loan
- Who receives it
- Founder or team
- Equity
- Equity-free
- Repayable
- Yes
- Stages
- Pre-revenue, Revenue, Incorporated
- Solo founders
- Yes
- Full-time required
- Unclear
- Company required
- No
- University link required
- No
- Application languages
- DE, EN
- Location
- Berlin base
Who can apply
- Social-impact start-ups, founders, self-employed and freelancers, SMEs, and non-profit forms (gGmbH, e.V.)
- Business aligned with social impact / UN SDGs
- Covers founding, working capital, equipment, takeovers, expansion
- Apply with your bank or Sparkasse, or via the guarantee banks' free financing portal
What usually blocks applicants
- Still need a bank willing to lend
- Social impact must be demonstrable
- Not for restructuring
Deadline and timing
Rolling; no deadline published.
Frequently asked
How much does BBBsocial guarantee for social-impact founders pay?
Guarantee for your bank loan: up to 70% (exceptionally 80%), max. guarantee EUR 2.0m; fees 1.5% one-off plus 1.75% p.a.
Who can apply for BBBsocial guarantee for social-impact founders?
Stages: pre-revenue, revenue, incorporated. Solo founders can apply. You can apply before registering a company. Location: Berlin base. The full list of conditions is under Who can apply above.
When is the BBBsocial guarantee for social-impact founders deadline?
Rolling; no deadline published.
Where do I apply for BBBsocial guarantee for social-impact founders?
On the official page: https://be.ermoeglicher.de. Applications are accepted in DE, EN.
Do I have to pay back BBBsocial guarantee for social-impact founders or give up equity?
Yes, it is repayable. It takes no equity.
Can solo founders apply for BBBsocial guarantee for social-impact founders?
Yes, solo founders can apply.
Sources and verification
Checked on 19 October 2026. Most facts read from the official source; some details need confirmation. This page is orientation, not an eligibility decision.
More funding in Berlin
- Medienboard Games and Interactive Content FundingSuccess-contingent, interest-free loan: development/prototype usually up to EUR 300k (typically 50% of costs, up to 80% in exceptions), production usually up to EUR 600k (up to 50%); ILB fee 3%
- Berlin microloanUp to €50,000; 6 years incl. 1 repayment-free year; quarterly repayment; 7.50% nominal (7.71% effective) for founders, 7.00% for existing firms, fixed for 6 years (Sep 2026)
- Berlin Start (IBB start-up loan with guarantee)Loan from EUR 5,000 to EUR 1.5m, up to 100% of the project, 6 to 10 years, up to 2 repayment-free years, fixed rate; BBB guarantee up to 70% (1.5% one-off fee + 1.75% p.a.)
- IBB SME Fund start-up and growth loan (direct loan)Direct IBB loan up to EUR 250,000 without a house bank (up to 100% of the project, term up to 20 years, grace years possible, market interest); with a house bank up to EUR 10m
- Medienboard Innovative Audiovisual Content (XR / immersive)Interest-free, conditionally repayable loan for development and/or production; own contribution normally 50%; ILB fee 3% (min. EUR 500 for loans of EUR 10,000 to 16,667); no maximum published
- BBBwelcome guarantee for refugee and non-EU foundersGuarantee for your bank loan: up to 70% (exceptionally 80%) of the loan; fees 1.5% one-off plus 1.75% p.a.